Park County, Montana, has partnered with HRDC to provide financial assistance to Park County homeowners to make their primary residences healthier, safer, more accessible, and more energy-efficient. ​
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The Home Repair Program's financial assistance is in the form of zero-interest (0%), fully forgivable loans offered through HRDC. ​
Energy Efficiency
Improvements could include replacing a boiler, increasing insulation, replacing windows, and sealing air leaks.
Health & Safety
Improvements could include replacing a roof, repairing plumbing
leaks, fixing faulty electrical wiring, and remediating mold.
ADA Accessibility
Improvements could include modifying entryways, installing railings and grab bars, and replacing door knobs with handles.
Home Repair Loan Terms
HRDC loans $40,000+ with a 15-year term
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0% interest; no monthly payments
6.6% of the total loan amount is forgiven every year the homeowner continuously occupies their home.
The loan is fully forgiven if the homeowner continuously occupies the home for the full 15-year term.
Home Repair Process
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Application
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Complete the 20-question pre-application (linked below), which will help determine your eligibility.​
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Complete full 0% interest loan application
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Sign promissory note, mortgage, and restriction agreement
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Site Evaluation
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Site-specific environmental review
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Home inspection​
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Scope of work from home inspection
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Construction & Closeout
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Contractor procurement​
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Work must be completed within 9 months
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Pre-application period opens soon
This 20-question pre-application will help determine your eligibilty.
Fill out a paper version of the pre-application at:
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Clyde Park: Glenn's Shopping Center, 504 Miles St.
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Emigrant: Emigrant General Store, 3 Murphy Ln.
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Gardiner: Gardiner Community Library, NP Depot
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Livingston: HRDC, 121 S. 2nd St.
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Wilsall: Hamm Supply, 102 E Clark St.